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Habib Bank Limited HBL Jobs Credit Policy Head Personal Loans

Habib Bank Limited HBL Jobs Credit Policy Head Personal Loans

HBL is looking to hire a Credit Policy Head Personal Loans in Risk Management Function , Karachi who will be responsible for coordinating with Product Managers/Business head, for developing product programs, risk parameters, scoring rules, developing collection strategies, setting portfolio caps and threshold etc. Additionally, policy head is also required to review Personal loan applications within their approval limits.


Job Details:

•  Formulation, Review and Recommendation of Personal Loan, Ready Cash and Kamyab Jawan Policies, Guidelines, Eligibility Criteria, Strategies, Controls, Processes & Procedures.

• Review and renew policies and procedures to revise action plans if needed to maintain performance of Personal Loan, Ready Cash and Kamyab Jawan portfolio in conjunction with internal stakeholders.

• Coordination/Interactions with Senior Management Exco – level /Business Head and other stake holders within and outside of the organization to discuss and plan out personal loan policies, process and strategies.

• Analyze and conduct test sells, champion challengers to test conditions of acquisition, to support portfolio growth while ensuring risk optimization. 


Location: Karachi


Education: Bachelor’s or Master’s Degree


Experience: 10 years’ banking experience preferably in Consumer Risk Management.


If you are a graduate from HEC recognized institution, visit https://lnkd.in/eUZwsA34.


Last Date to Apply: 1st April, 2022


We are an equal opportunity employer & value diversity 


Habib Bank Limited HBL Jobs 2021 – Apply Online via www.hblpeople.com
Habib Bank Limited HBL Jobs 2021 – Apply Online via www.hblpeople.com




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